Wednesday, December 25, 2019

December 2019 Portfolio Report (End of the Year Review)

Notes:

Releasing this report early as all distributions have been made and well, it's the end of the year!

December 2019 Summary:

  • Equity Portfolio Value is at $24,757.68.
  • $84.02 dividends received.
  • $471.91 received Year-To-Date.
  • New initial positions in ADP, SCHD, V, TXN, EV; added shares in EPD, OXY.
  • Will be divesting shares in IBM, XOM.
Dividends

XOM: $12.33
IBM: $8.15
JNJ: $6.80
ADM: $8.47
O: $3.51
CWENA: $14.75
NEE: $3.75
SCHD: $0.47

Total: $84.02 (all dividends reinvested)


Other Investments (Current Value)

RealtyMogul: $1,476.67

Fundrise: $10,365.67

End of the Year Review/Ramblings

It's been quite a year for me. With respect to personal life, started a great relationship which I hope will last forever (however long that may be). This has taken a lot of my "free" time which has led to me being more efficient with my time and prioritizing. Health-wise, I did not come near my goal of hitting 180lbs., closest I got was 186. I have been much more active however and feel good! Work-wise, contrary to plans I eliminated one of my primary income sources, which reduced my income but really increased my happiness and lifestyle.

Looking back at my financial goals, I accomplished some and failed others. Although it is nice to set goals and strive towards them, my financial mind has matured and the goals I had then compared to now is quite different. My equity portfolio is current over $24,000.00; my eREIT investments are over $11,000.00. I was short of $500.00 in dividend income this year but my projected income for the next year is $942.38. My trailer rental business has been put on pause (although I did receive $500.00 last month!).

At the start of the year, I thought that I would focus mostly on investing in DGI-centric portfolio...and that's it. A year later, although that is still a large part of my investing philosophy, I've dived into eREITs and other alternative investments which I believe have become a substantial part of my financial philosophy. 

The goal hasn't changed. I'm still striving for financial independence as soon as I can. I'm not willing to sacrifice my current lifestyle and I'm always open to new non-traditional ways to pursue income and investing. Even if I reached FI tomorrow, I wouldn't stop working as work does satiate a part of my life and desires. Rather financial independence would just open my options in pursuing my work the way I want it.

Anyways, if you read through all those ramblings, I'm sorry and I hope you enjoy your Christmas and rest of this year. Next post won't be up until 2020!

Best Regards,

Min



Monday, December 2, 2019

November 2019 Portfolio Report

Notes:

After further market research and scouting of other writers in this particular niche, I will be tweaking the layout and design of my articles for improved viewing pleasure.


November 2019 Summary:
  • November saw a positive gain of approximately 4% from all equity positions. This does not include additional cash infusions into these positions.
  • $66.33 was received as dividend income in.
  • $423.74 has been earned Year-To-Date.
  • New positions in CTSH, SBUX, NEE, EPD.
  • Divested position in CALM.
It's been almost one year since I re-resumed my investing journey. Soon I will be able to compare by year-over-year growth. Although my portfolio is not as robust as I had set my goal to, I am assured that I will soon be entering a new decade better than I began the last. As we enter the final month before the new decade, I wish greater health and fortune for myself and you all! Now onto my dividend income breakdown for this month:

Dividends

(T) AT&T: $7.49

(CVS) CVS Health Corp: $9.67

(ABBV) Abbvie Inc: $36.61

(HRL) Hormel Foods Corp: $2.53

(O) Realty Incm Corp Reit: $3.50

(CTSH) Cognizant Tech Solu Class A: $1.60

(SBUX) Starbucks Corp: $4.93

Total: $66.33

All Dividends Reinvested.


Other Investments (Current Value)

RealtyMogul: $1,467.32

Fundrise: $10,308.87


Portfolio Recap:

I realize from reading my report that it can be hard to get a general overview of all of my investment assets so here is a summary. I'll try and work it into the meat of the report in the future. Here it is with a brief explanation:

$21,107.42 - MoonieDiv Portfolio: 

This holds all my traditional equity/stock positions. The majority of these positions follow the DGI spirit. I transfer a minimum of $1,000.00 into this account every month with the intent of investing those funds forthwith. Additional funds are invested into this account when I see an opportunity or have a surplus in cash holdings.


$2,111.86 - Robo Portfolio:

I invest $100.00 per month into this portfolio. This portfolio is "robo-advised" by Schwab Intelligent Portfolios and I use it as a baseline to compare how I am doing against AI.

$1,467.32 - RealtyMogul:

The current value of my investment into RealtyMogul, an eREIT fund. I deposited an initial position of $1,250.00 on June 29th, 2017. That comes out to about a 17% return over 2.5 years. I do not plan on adding additional capital here, but I am reinvesting the monthly dividends back into the account.

$10,308.87 - Fundrise:

The current value of my investment into Fundrise, another eREIT fund. I invested a total of $10,000.00 from May to October of this year into this investment platform and have reinvested all dividends. I am a bit more enthusiastic about this platform than RealtyMogul but have no plans currently to add additional capital other than having dividends automatically reinvested. I was recently offered a chance to invest in the internet IPO of the parent company but decided not to at this moment.

$1,729.00 - Trailer Rental Income:

The current amount I have received as rent on my trailer rental business since March of this year. I invested $5,000.00 into this business which I don't expect to receive back. I planned on earning a 30-40% return on my investment annually. I'm currently on track but the trucking industry in California has been decimated by USA/China trade wars and the enforcement of old and new trucking laws here. I don't believe my returns next year will be as great and these funds cannot be reinvested at the moment.

Ending Thoughts

I will be tweaking the layout of these reports as I work on improving my writing and design skills. Although I don't plan on making a living writing articles, it is something I enjoy doing at times. As I improve I plan on submitting future posts on a variety of sites if the opportunity arises. But those are thoughts for another day.

Happy Holidays and Best Regards!