Monday, July 29, 2019

July 2019 Buys

It's nearing the end of the month and as I don't see myself purchasing into any additional positions, here are my purchases for the month of July 2019. Heavy investment into both stocks and alternatives:

Positions Added/Increased:

This is the first time that I have increased in one of my initial positions and it was to increase my OXY position. I'm not an expert nor a financial advisor, but examining the news regarding their recent woes re: Anadarko seems more short-term. So i've increased my position at what I believe is a great price.

I've done a decent amount of research into Fundrise which makes me believe that my investment here is well-served as a balance against the stock market. One of the main cons of Fundrise investments is that it is not as liquid as investing in publicly traded stocks. However, I strongly believe in their business approach and invested an additional $5,000.0  into the platform to bring my invested position to exactly $10,000.00. It will be interesting to see how my investment here stacks up against my DGI portfolio. I don't plan on increasing my position in Fundrise other than for reinvested dividends.

Future Plans:

As noted earlier, July was a month of heavy investment and not at a particularly advantageous time as I see it. However, my cash flow is significant currently (and this fluctuates wildly) so it's a good time to constantly buy and hold for the long run. I still plan on increasing my positions by $1,100.00 minimum every month. I also plan on building my cash holdings so that I can purchase more assets for my rental business. Each purchase usually costs between $5,000.00 and $15,000.00, so my cash holdings may increase in the short-term.

Also, I may try and hold additional cash for when the market "inevitably" dips sometime this year.

Best Regards and hope the 3rd quarter brings more incremental but exciting developments for all.

Monday, July 8, 2019

June 2019 Portfolio Report


My second report of the year, with some significant additional funding to jump-start my monthly passive income growth. June was a swingy yet ultimately positive month for my portfolio, although I don't think the optimism can continue. Whether the stock market does fall sharply or recess, I'm excited to see what value I can find to add to my principal. I am currently creating strong positive cashflow through my work so I'm always looking for "value"able positions to inject additional funds in.

As of the end of June 2019, here are my holdings:

As you can see, the value of my stock portfolio is now $11,330.89, and increase of $1,283.45 from my last month's total of $10,047.44. I did transfer another $1,000.00 into the portfolio which was used to invest in another position, but the combination of increasing prices and dividends did net me $283.45. Let's hope next month also positively reinforces my portfolio!


In June 2019 I introduced one new position into my portfolio in Archer Daniels Midland Co (ADM); 24 shares at a cost basis of $961.59 which comes out to $40.07/share. Just rounding/diversifying my portfolio. The plan this year is to inject at least $1,000.00/mo. into the portfolio.

Dividend Income Update:

I had four companies pay me out in dividends to the tune of $32.18. All dividends are automatically reinvested.
  • $6.71 -    JNJ
  • $3.43 -    O
  • $14.40 -  CWENA
  • $7.64 -    PEP

Other Passive Income:


My investments sit at $1,001.65. My principal investment into this platform was $1,000.00 in May 2019. All dividends are automatically reinvested and my current allocation is geared towards income.


My investments sit at $1,426.01. My principal investment into this platform was $1,250.00 in June 2017. All dividends are automatically reinvested.

Rental Business

Reduced my stake in my rental business, but the income stayed consistent. I started this business in March 2019 and I currently have invested $5,000.00 in the business and received an additional $225 of income in June. My current income balance is $1,279. Current estimated ROI is 54% per year as long as no additional expenses occur. Unfortunately the nature of this business are occasional expenses so I anticipate my ROI to be in the 30%-40% range. So far I'm ahead of schedule!

Current Net Worth:

Last month's net worth I approximated to be around $8,735. Work has been going well and I have definitely been spending less than I earn. My current net worth is ~$18,370 with $26,685 in assets and $8,316 in liabilities. Once again, the large majority of my liabilities I am paying 0% interest on.


Hope everyone's June was also positive and I'll be back with another post before the end of July (I hope). Until then...

Best Regards!